Motor Smart Ltd are authorised by the Financial Conduct Authority to assist in arranging finance for the purchase of your new or second hand car.

We have access to prime lenders, mid lenders and sub prime lenders, depending on your financial circumstances.

We are able to offer a range of finance products for both private individuals (Conditional Sale, Hire Purchase, Personal Contract Purchase) and also business users (Conditional Sale, Hire Purchase, Personal Contract Purchase, Contract Hire, Leasing). Please talk to us and we can assist in helping you to make the right choice for your budget.

Our trusted partners include Close Brothers Motor Finance and MotoNovo Finance.

Please see below for a quick introduction video to introduce the differences between the main funding methods.

Hire Purchase

Conditional Sale

Personal Contract Purchase

Motor Smart Ltd are a credit broker and not a lender. We are Authorised and Regulated by the Financial Conduct Authority.
FCA No: FRN 665413. Finance is Subject to status. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. Registered in England & Wales: 6763864
Registered Head Office: Address: 75 Park Lane, Croydon, Surrey CR9 1XS